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In our market it is of utmost importance to do some preliminary work on qualifying with a lender. We require that all of our buyers speak with a lender and get themselves a prequalification letter, if they are not paying all cash for the property. The best results in a fast moving market with multiple interested parties, it is advisable to get the lender to PRE-APPROVE the buyer. This puts the buyer in a strong negotiating position. Check out our Blog post on this
Over the years we have had clients work successfully with a number of local lenders. We encourage our clients to work with a lender that is familiar with our market and select a broker/banker that fits their personal needs and situation. As a courtesy we are offering a list of brokers that we have worked successfully with in the past. Of course, you are free to select any lender and we DO NOT receive compensation for lender referrals.