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In our market it is of utmost importance to do some preliminary work on qualifying with a lender. We require that all of our buyers speak with a lender and get themselves a prequalification letter, if they are not paying all cash for the property. The best results in a fast moving market with multiple interested parties, it is advisable to get the lender to PRE-APPROVE the buyer. This puts the buyer in a strong negotiating position. Check out our Blog post on this
Over the years we have had clients work successfully with a number of local lenders. We encourage our clients to work with a lender that is familiar with our market and select a broker/banker that fits their personal needs and situation. As a courtesy we are offering a list of brokers that we have worked successfully with in the past. Of course, you are free to select any lender and we DO NOT receive compensation for lender referrals.
Tate Felts - Southern Trust Mortgage
David Joyner - Townebank Mortgage
Alex Wright - Citizens One- Citizens Bank